Monica Worrell

Membership Information


Monica Worrell







APGFCU is a member-owned credit union, committed to building strong families for a stronger community. With 14 locations in Harford and Cecil counties, APGFCU is a convenient financial resource for members, providing a full array of financial products and services. Following the credit union philosophy of people helping people, APGFCU offers free financial education seminars, workshops and online financial tools to help the members of its community achieve, prosper and grow.
As a not-for-profit cooperative, APGFCU is owned by its members and not by stockholders. That means APGFCU members’ best interests guide the day-to-day business practices. That also means credit union earnings are reinvested for the members’ benefit and not those of stockholders. This allows APGFCU to offer products and services with better rates and lower fees than traditionally available at most other financial institutions. In addition to a full product offering, including savings, certificates, free checking, mortgages, auto loans and credit cards, APGFCU provides members convenience through free online and mobile banking, and a network of 55,000 surcharge-free ATMs worldwide.
Founded in 1938 to fill the financial services needs of Aberdeen Proving Ground employees following the Great Depression, APGFCU is still local, headquartered in Edgewood, Md. That means decisions are made locally with the best interests of the community in mind.
In addition to serving financial needs, APGFCU takes pride in giving back to the community. Ongoing partnerships with many local organizations allow APGFCU to dedicate time and resources to help make a difference on a regular basis.
Membership is free and open to everyone who lives, works, worships, volunteers or attends school in Harford or Cecil County. For more information, call 410-272-4000 or visit

Business Categories

Mortgage & Banking